No credit card just sex
No credit card just sex - astrological online dating
“That’s when they realize this is serious,” Giugliano says.
Retailers are planning to introduce new charges to sneak around a ban on rip-off credit card fees, it is claimed.New rules from January 13 are to prohibit the addition of extra charges, which have been levied at up to three per cent, when customers pay by credit card.Firms often have to pay for collecting payments via credit card, but only at a tiny percentage rate, and many have been making a fortune out of customers by billing them excessively for the privilege of paying with plastic.It’s usually not until after a crisis – such as a financial catastrophe – that a sex addict seeks professional guidance, Giugliano says.But it’s typically not credit card spending that triggers the crisis; rather, it’s the loss of a job, the impending breakup of a marriage or the deterioration of the addict’s health.Some of the ways this can occur include: Giugliano says one man he treated held down a .5 million-a-year job that obliged him to shower clients with high-end dinners and VIP events.
He put those charges on his business credit card, but he’d also sneak onto the card expenses connected to his penchant for hotel trysts with prostitutes.
It seemed new legislation would stop it – but according to a report yesterday, unscrupulous companies are planning to simply increase their prices or introduce new supposed ‘service charges’ to ensure they get the same amount of cash. To make matters worse, some of the price rises will be across the board, affecting cash payers as well as those using credit cards.
The new rules were brought in to protect consumers, because so many shops, holiday firms and even councils and other public bodies have been making customers using credit cards pay fees amounting to up to three per cent extra.
Local authorities including Warwick district, Buckinghamshire county, and Derby City councils were all still charging one per cent.
According to the newspaper, the source said: ‘We agreed to increase all our prices by whatever amount we calculate will cover the cost of the fees we are charged by Visa, Mastercard and American Express.‘We estimate that removing the surcharge will result in a significant shift away from payments by debit card and bank transfer so the increase [in extra costs] will be greater than the current credit card surcharge.’Takeaway meal giant Just Eat is complying with the new law by scrapping a 50 card surcharge – but is introducing a new ‘service charge’ of 50p for every customer, including those using cash, because it ‘ensures fairness for all’. Consumer expert Gareth Shaw said: ‘These new rules should finally put an end to consumers paying excessive surcharges and additional fees just for using their cards.‘Trading Standards must make sure this ban is enforced across the board and that businesses can’t find sneaky ways around it.’And spokesman for the Fairer Finance campaign group James Daley said of the coming change: ‘It will mean prices will go up for customers and those who pay in cash will be worse off as a result.
Ed Coambs, a sex addiction therapist and financial therapist, says a “significant number” of the people he treats for sex addiction are burdened by credit card debt.